PLAINTIFF,

VS.

RUBY P. PENSON, ET AL

DEFENDANTS.

All heirs, devisees, legatees, executors, executrixes, administrators, administratrixes and assigns of RUBY P. PENSON, deceased, whose addresses are unknown, will hereby take notice that on the 10th day of September, 2004, Citifinancial, Inc., filed its Complaint in Foreclosure and Marshalling of Liens in the Court of Common Pleas of Mahoning County, Ohio, being Case Number 04CV 3192 against Ruby P. Penson, et al., praying for judgment in the amount of $40,092.62 with interest thereon according to the terms of the note from August 11, 2004 until paid and for foreclosure of said Mortgage Deed on the following described real estate, of which said Defendant is the owner.

Commonly known as 90 North Narcissa, Struthers, Ohio 44471 and further described in a mortgage filed September 18, 2003 in OR 376, Page 1354, Mahoning County Recorder's Office.

and that all unknown heirs, devisees, legatees, executors, executrixes, administrators, administratrixes and assigns of RUBY P. PENSON, deceased, be required to set up any interest they may have in said premises or be forever barred, that upon failure of said Defendants to pay or to cause to be paid said judgment within three days from its rendition that an Order of Sale be issued to the Sheriff of Mahoning County, Ohio, to appraise, advertise in the Daily Legal News and sell said real estate, that the premises be sold free and clear of all claims, liens and interest of any of the parties herein, that the proceeds from the sale of said premises be applied to the Plaintiff's judgment and for such other relief to which CitiFinancial, Inc. is entitled.

Said Defendants are directed to the Complaint wherein notice under the fair debt collection practices act is given.

Defendants are required to answer the Complaint within Twenty-eight (28) days from the last date of publication of this notice, which will be published for six (6) successive weeks, said answer day being the 5th day of July, 2005.

In case of your failure to answer or otherwise respond as required by the Ohio Rules of Civil Procedure, judgment by default will be rendered against defendants for the relief demanded in the Complaint.

BY:  STEPHEN D. MILES,

VINCENT A. LEWIS

  Plaintiff's Attorneys.

May 3,10,17,24,31; Jun 7, 2005   05-00834