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LEGAL NOTICE

DANIEL M. SPIRKO

Attorney At Law

SHAPIRO & FELTY, LLP

1500 W. Third Street, Ste 400

Cleveland, OH 44113

Telephone: 1-216-621-1530

IN THE COURT OF

COMMON PLEAS,

MAHONING COUNTY, OHIO

120 Market Street

Youngstown, Ohio 44503-1751

Case No. 04CV 4025

BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWMBS 2004-R1

PLAINTIFF,

VS.

LUIS A. OLIVERA, ET AL

DEFENDANTS.

Luis A. Olivera, whose last place of residence is 1402 Charlotte Avenue, Youngstown, Ohio 44506, but whose present place of residence is unknown and Jane Doe, Unknown Spouse, if any, of Luis A. Olivera, whose last place of residence is known as 1402 Charlotte Avenue, Youngstown, Ohio 44506, but whose present place of residence is unknown, will take notice that on the 17th day of November, 2004, Bank of New York, as trustee for the certificateholders of CWMBS 2004-R1, filed its Complaint in Case No. 04CV 4025 in the Court of Common Pleas of Mahoning County, 120 Market Street, Youngstown, OH 44503, seeking foreclosure and alleging that the Defendants Luis A. Olivera and Jane Doe, Unknown Spouse, if any, of Luis A. Olivera have or claim to have an interest in real estate described below:

Situated in the City of Youngstown, County of Mahoning and State of Ohio,

And known as being Lot Number Fourteen Thousand Seven Hundred Forty (14740) according to the latest enumeration of lots in said City, as recorded in Volume 12 of Plats, Page 49, Mahoning County Records.

Said Lot has a frontage of Fifty (50) feet on the North line of Charlotte Avenue and extends back on its East side One Hundred Twenty (120) feet, and on its West line, which is also the East line of Rebecca Street, One Hundred Twenty (120) feet, having a rear line of Fifty (50) feet, as appears by said Plat.

PERMANENT PARCEL NO.: 53-026-694.00-0

PROPERTY LOCATION: 1402 Charlotte Avenue, Youngstown, Ohio 44506.

You are required to answer the Complaint within Twenty-eight (28) days from the last date of publication of this notice, which will be published for six (6) successive weeks, said answer day being the 20th day of April, 2005.

In case of your failure to answer or otherwise respond as required by the Ohio Rules of Civil Procedure, judgment by default will be rendered against you for the relief demanded in the Complaint.

BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWMBS 2004-R1

SHAPIRO & FELTY, LLP

BY:  DANIEL M. SPIRKO,

Plaintiff's Attorney.

Feb 16,23; Mar 2,9,16,23, 2005   05-00244