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LEGAL NOTICE

KARL H. SCHNEIDER

MICHELLE POLLY-MURPHY

Attorneys At Law

MAGUIRE & SCHNEIDER

250 Civic Center Drive, Ste 200

Columbus, OH 43215

Telephone: 1-614-224-1222

IN THE COURT OF

COMMON PLEAS,

MAHONING COUNTY, OHIO

120 Market Street

Youngstown, Ohio 44503-1751

Case No. 03CV 2637

Judge R. S. Krichbaum

U.S. BANK N.A. FKA FIRST BANK NATIONAL ASSOCIATION AS TRUSTEE UNDER THAT CERTAIN POOLING AND SERVICING AGREEMENT DATED 11/1/95 FOR FHA TITLE I LOAN ASSET-BACKED CERTIFICATES SERIES

PLAINTIFF,

VS.

WOODROW ANDERSON, ET AL,

DEFENDANTS.

Woodrow Anderson, whose last known address is 628 New Court, Youngstown, Ohio 44502 and who cannot be served, will take notice that on the 4th day of August, 2003, Plaintiff, U.S. Bank N.A. fka First Bank National Association as trustee under that certain pooling and servicing agreement dated 11/1/95 for FHA Title I Loan Asset-backed certificates series, filed a Complaint for Money, Foreclosure and other Equitable Relief in the Court of Common Pleas of Mahoning County, Ohio, being Case Number 03CV 2637 against Woodrow Anderson and others as Defendants, alleging that on or about October 27, 1995, Woodrow Anderson and Sandra Anderson, aka Sandra Jean Anderson executed and delivered a mortgage note ("Note"), in writing, in the original amount of Eighteen Thousand Five Hundred and 00/100 Dollars ($18,500.00); that Woodrow Anderson and Sandra Anderson aka Sandra Jean Anderson is in default for all payments from February 8, 2003; that on October 27, 1995, Woodrow Anderson and Sandra Anderson aka Sandra Jean Anderson executed and delivered their Mortgage Deed to U.S. Bank N.A. fka First Bank National Association as trustee under that certain pooling and servicing agreement dated 11/1/95 for FHA Title I Loan Asset-backed certificates series, in which said Defendants agreed, among other things, to pay the Note and to comply with all of the terms of the Mortgage Deed hereinafter described, which Mortgage Deed was filed in the Recorder's Office of Mahoning County, Ohio on March 4, 1996, and is of record in Official Record 2804, Page 248; that, further, the balance due on the Note is Sixteen Thousand One Hundred Fifty Six and 12/100 Dollars ($16,156.12) with interst at the rate of thirteen and ninety nine hundredths percent (13.99%) per annum from February 8, 2003; that to secure the payment of the Note, Woodrow Anderson executed and delivered the Mortgage Deed, as aforesaid, to U.S. Bank N.A. fka First Bank National Association as trustee under that certain pooling and servicing agreement dated 11/1/95 fro FHA Title I Loan Asset-backed certificates series, and thereby conveying, in fee simple, the follwing described premises:

Situated in the City of Youngstown, County of Mahoning and State of Ohio:

And known as being the Easterly part of City Lot No. Twelve Thousand Four Hundred Thirty-four (12434) and the Southeasterly part of City Lot No. Twenty-seven Hundred Forty-nine (2749), bounded and described as follows:

Beginning at a pin on the North line of New Court at the Southwest corner of City Lot No. 12435; thence Northerly, along the West line of City Lot No. 12435, a distance of 59 feet to an iron pin; thence West and parallel to the North line of New Court a distance of 30.88 feet to an iron pin; thenec South and parallel to the West line of City Lot 12435 a distance of 59 feet to the North line of New Court; thence East along the North line of New Court a distance of 30.88 feet to the place of beginning. Be the same more or less, but subject to all legal highways.

PERMANENT PARCEL NOS.: 53-062-0-131-00-0 (Lot No. 12434) & 53-062-0-177.00-0 (Lot No. 2749)

PROPERTY LOCATION: 628 New Court, Youngstown, OH 44502.

and further alleging that the aforesaid Mortgage is a valid and subsisting first and best lien upon said premises after the lien of the Treasurer; that the Note is in default, whereby the conditions set forth in the Note and Mortgage have been broken, that the Mortgage has become absolute and that Plaintiff is entitled, therefore, to have the Mortgage foreclosed, the premises sold, and the proceeds applied in payment of Plaintiff's claims; that the Defendant, Woodrow Anderson, among others, may have or claim to have some interest in or lien upon said premises; that all of the Defendants are required to set forth any claim, lien or interest in or upon the premises that he, she, or it may have or claim to have or be forever barred therefrom; that Plaintiff demands judgment against the Defendants, Woodrow Anderson and Sandra Anderson, aka Sandra Jean Anderson, jointly and severally, in the amount Sixteen Thousand One Hundred Fifty Six and 12/100 Dollars ($16,156.12), with interest at the rate of thirteen and ninety-nine hundredths percent (13.99%) per annum, from and after February 8, 2003, together with its disbursements and advancements for taxes, insurance, and matters related to said premises and its costs herein expended; that Plaintiff's Mortgage be declared to be a valid an subsisting frist and best lien upon said premises after the lien of the Treasurer, if any, that it's Mortgage be foreclosed; that all liens be marshalled; that the equity of redemption of all Defendants be forever cut off, barred, and foreclosed; that upon the sale of said premises the proceeds be paid to Plaintiff to satisfy the amount of its existing lien and the interest, together with its disbursements, advancements, and costs herein expended; and for such other and further relief to which is may be entitled in equity or at law.

Defendants are further notified that they are required to answer the Complaint within Twenty-eight (28) days from the last date of publication of this notice, which will be published for six (6) successive weeks, said answer day being the 9th day of March, 2004.

In case of your failure to answer or otherwise respond as required by the Ohio Rules of Civil Procedure, judgment by default will be rendered against you for the relief demanded in the Complaint.

MAGUIRE AND SCHNEIDER

BY:  KARL H. SCHNEIDER,

MICHELLE POLLY MURPHY

  Plaintiff's Attorneys.

Jan 6,13,20,27; Feb 3,10, 2004   03-01910