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LEGAL NOTICE

MARK I. WACHTER

Attorney At Law

MAYS, KARBERG & WACHTER

Suite 250, Corporate Circle

30100 Chagrin Blvd.

Cleveland, Ohio 44124-5705

Telephone: 1-216-464-3030

IN THE COURT OF

COMMON PLEAS,

MAHONING COUNTY, OHIO

120 Market Street

Youngstown, Ohio 44503-1751

Case No. 02CV 1136

Court Room No. 3

Hon. Judge R. Scott Krichbaum

EMPIRE MORTGAGE LIMITED PARTNERSHIP

PLAINTIFF,

VS.

VERNEST HILDRETH, ET AL.

DEFENDANTS.

Vernest Hildreth and Jane Doe, Unknown Spouse of Vernest Hildreth, the last place of residence being 3724 Hillman Street, Youngstown, Ohio 44507, and the present place of residence of each being unknown, each of you will take notice that on the 18th day of April, 2002, the undersigned, Empire Mortgage Limited Partnership filed its complaint in the Court of Common Pleas of Mahoning County, Ohio, alleging that there is due the Plaintiff the sum of $5,069.61 late charges in the amount of $352.17 with interest at 19.98% per annum from January 21, 1992 on a promissory note secured by a mortgage deed of even date conveying the following described property, to-wit:

Situated in the City of Youngstown, County of Mahoning and State of Ohio: And known as being Lot Number 23445 according to the latest enumeration of lots in said City as recorded in Volume 17 of Plats, Page 50, Mahoning County Records. Said lot has a frontage of 52 feet on the West line of Hillman Street and extends back on its North line 150 feet, and on its South line 150 feet, which is also the North line of Mistletoe Avenue, having a rear line of 52 feet, as appears by said plat, be the same more or less, but subject to all legal highways.

Known for street numbering purposes as 3724 Hillman Street, Youngstown, Ohio 44507

PERMANENT PARCEL NO. 53-125-0-128.00-0

The Complaint further alleges that by reason of the default of the Defendant obligors in the payment of said note according to its tenor, the conditions of said mortgage deed have been broken, and the same has become absolute.

Plaintiff prays that the Defendants named above be required to answer and set up their interest in said real estate or be forever barred from asserting the same, for foreclosure of said mortgage, marshaling of liens, and sale of said real estate, and the proceeds of said sale applied to the payment of Plaintiff‘s claim in the proper order of its priority, and for such other relief as is just and equitable.

The Defendants named above are required to answer on or before the 7th day of May, 2003.

MAYS, KARBERG & WACHTER

BY:  MARK I. WACHTER,

Attorney for Plaintiff.

Mar 5,12,19,26; Apr 2,9, 2003  03-00322