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LEGAL NOTICE

DEAN S. TALAGANIS

Attorney At Law

WELTMAN, WEINBERG &

REIS CO., L.P.A.

323 W. Lakeside Avenue

Suite 200

Cleveland, Ohio 44113-1099

Telephone: 1-216-363-4000

IN THE COURT OF

COMMON PLEAS,

MAHONING COUNTY, OHIO

120 Market Street

Youngstown, Ohio 44503-1751

Case No. 03CV 23

JUDGE ROBERT G. LISOTTO

CENDANT MORTGAGE CORPORATION

PLAINTIFF,

VS.

RICHARD KIRKLAND, ET AL.,

DEFENDANTS.

Richard Kirkland and Jane Doe, Unknown Spouse of Richard Kirkland, whose last known place of residence is 3708 Loveland, Youngstown, OH 44502 and the Unknown Heirs, Executors, Creditors, Administrators, and Assigns of Richard Kirkland, whose addresses are unknown, each of you will take notice that on the 3rd day of January, 2003, the undersigned, Cendant Mortgage Corporation, filed a Complaint for Money, Foreclosure, and Other Equitable Relief in the Mahoning County Court of Common Pleas, alleging that there is due to the Plaintiff the sum of $38,147.48 plus interest at the rate of 7.375% per annum from May 1, 2002, plus late charges applicable to the terms of the Note and Mortgage, on a Promissory Note secured by a Mortgage Deed of even date conveying the following-described property, to-wit:

Situated in the City of Youngstown, County of Mahoning and State of Ohio, and known as being Youngstown City Lot No. 44605, according to the latest enumeration of lots in said City fka Lot No. 125, Plat No. 1 of the Loveland Farms Allotment, as recorded in Volume 19 of Plats, Page 49, Mahoning County Records. Said lot has a frontage of 66.00 feet on the Southerly line of Bellefield Avenue and extends back on its Easterly line 80.00 feet and on its Westerly line 111.60 feet, having a rear line of 66.70 feet, as appears by said plat, be the same more or less, but subject to all legal highways.

Known for street numbering purposes as 2123 Bellfield Avenue, Youngstown, OH 44502

PERMANENT PARCEL NO. 53-241-113.00

The Plaintiff further alleges that by reason of the default of the Defendant obligors in the payment of said Promissory Note according to its tenor, the conditions of said Mortgage Deed have been broken and the same has become absolute.

Plaintiff prays that the Defendants named above be required to answer and set forth their interest in said real estate, or be forever barred from asserting the same, for foreclosure of said mortgage, marshalling of liens, and the sale of said real estate, and the proceeds of said sale applied to the payment of Plaintiff‘s claim in the proper order of its priority, and for such other relief as is just and equitable.

The Defendants named above are required to answer on or before the 19th day of March, 2003.

WELTMAN, WEINBERG &

REIS CO., L.P.A.

BY:  DEAN S. TALAGANIS

Ohio Supreme Court No. 0041939,

Attorney for Plaintiff.

Jan 15,22,29; Feb 5,12,19, 2003  03-00062