PLAINTIFF,

VS.

TONY DENICHOLAS, ET AL

DEFENDANTS.

TO: UNKNOWN ADMINISTRATOR/EXECUTOR/EXECUTRIX/SPOUSE/HEIRS/DEVISEES/LEGATEES/SUCCESSORS/NEXT OF KIN OF REV. SAMUEL P. TRICOLI, DECEASED, ET AL., WHOSE NAMES AND ADDRESSES ARE UNKNOWN:

You are hereby notified that you have been named as a Defendant in a legal action entitled "CitiFinancial, Inc. vs. Tony DeNicholas, et al." This case has been assigned Case Number 02CV 3228 and is pending in the Court of Common Pleas, Mahoning County Ohio. The object of the complaint is to foreclose the mortgage against real property located at 3161 Dearborn Street, Youngstown, OH and the prayer is to foreclose on all interest owned by you and for costs. The real estate in question are also legally described as:

Situated in the City of Youngstown, County of Mahoning and State of Ohio: Known as being City Lot Number Twenty Seven Thousand Two Hundred Forty Eighty (27248) according to the present enumeration of Lots in said City. Said City has a frontage of Thirty Four (34) feet on the westerly side of Dearborn Street, and extends back therefrom of even width, a distance of One Hundred Forty (140) feet; as shown in Volume 18, Page 75, Mahoning County Records of Plats.

PERMANENT PARCEL NO.: 53-083-0-053

PROPERTY LOCATION: 3161 Dearborn Street, Youngstown, OH 44510

You are required to answer the Complaint within Twenty-eight (28) days from the last date of publication of this notice, which will be published for six (6) successive weeks, said answer day being the 21st day of February, 2003.

In case of your failure to answer or otherwise respond as required by the Ohio Rules of Civil Procedure, judgment by default will be rendered against you for the relief demanded in the Complaint.

PATRICK D. HENDERSHOTT CO., LPA

BY:  PATRICK D HENDERSHOTT,

Plaintiff's Attorney.

Dec 20,27, 2002; Jan 3,10,17,24, 2003   02-03224