PLAINTIFF,

VS.

RANDALL C. KITCHEN, ET AL

DEFENDANTS.

Lomas Mortgage Partnership, L.P., whose last known place of business is 1600 Viceroy Drive, Dallas, TX 75235, each of you will take notice that on the 3rd day of May, 2002, the undersigned, National City Bank, filed a Complaint for Money, Foreclosure, and Other Equitable Relief in the Mahoning County Court of Common Pleas, alleging that there is due to the Plaintiff the sum of $14,449.27 plus interest at the rate of 6% per annum from December 25, 2001, plus late charges applicable to the terms of the Note and Mortgage, on a Promissory Note secured by a Mortgage Deed of even date conveying the following-described property, to-wit:

Situated in the City of Youngstown, County of Mahoning and State of Ohio, and known as being Youngstown City Lot No. 57652, according to the latest enumeration of lots in said City, as shown by the recorded plat in Volume 63 of Maps, Page 287 of Mahoning County Records. Said Youngstown City Lot No. 57652 has a frontage of 63.75 feet on the Easterly side of Lorentz Avenue and extends back 134.12 feet on the Northerly line, 133.14 feet on the Southerly line and has a rear line of 63.75 feet, as appears by said plat, be the same more or less, but subject to all legal highways.

Known for street numbering purposes as 2219 Lorentz Avenue, Youngstown, OH 44505

PERMANENT PARCEL NO. 53-216A-063.00

The Plaintiff further alleges that by reason of the default of the Defendant obligor in the payment of said Note according to its tenor, the conditions of said Mortgage Deed have been broken and the same has become absolute.

Plaintiff prays that the Defendant named above be required to answer and set forth his interest in said real estate, or be forever barred from asserting the same, for foreclosure of said mortgage, marshalling of liens, and the sale of said real estate, and the proceeds of said sale applied to the payment of Plaintiff‘s claim in the proper order of its priority, and for such other relief as is just and equitable.

The Defendant named above is required to answer on or before the 21st day of November, 2002.

WELTMAN, WEINBERG &

REIS CO., L.P.A.

BY:  AMANDA B. EDWARDS

Ohio Supreme Court No. 0073977,

Attorney for Plaintiff.

Sep 19,26; Oct 3,10,17,24, 2002  02-02721