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LEGAL NOTICE

LINDA J. HABINAK

Attorney At Law

WELTMAN, WEINBERG &

REIS CO., L.P.A.

323 W. Lakeside Avenue

Suite 200

Cleveland, Ohio 44113-1099

Telephone: 1-216-363-4000

IN THE COURT OF

COMMON PLEAS,

MAHONING COUNTY, OHIO

120 Market Street

Youngstown, Ohio 44503-1751

Case No. 02CV 688

JUDGE: ROBERT G. LISOTTO

MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC

PLAINTIFF,

VS.

RAYMOND L. STEWART,

DEFENDANTS.

Raymond L. Stewart and Jane Doe, Unknown Spouse of Raymond L. Stewart, whose last known place of residence is 480 Ferndale Ave, Youngstown, OH 44511, each of you will take notice that on the 6th day of March, 2002, the undersigned, Mortgage Electronic Registration Systems Inc, as Nominee, filed a Complaint for Foreclosure, and Other Equitable Relief in the Mahoning County Court of Common Pleas, alleging that there is due to the Plaintiff the sum of $27,120.00 plus interest at the rate of 11.7% (variable) per annum from October 1, 2001, plus late charges applicable to the terms of the Note and Mortgage, on a Promissory Note secured by a Mortgage Deed of even date conveying the following-described property, to-wit:

Situated in the City of Youngstown, County of Mahoning and State of Ohio, and known as being Youngstown City Lot No. 23196, according to the present numbering of lots in said City. Said lot has a frontage of 45 feet on the North side of Ferndale Avenue and extends back therefrom, of equal width, 130 feet, be the same more or less, but subject to all legal highways.

Known for street numbering purposes as 480 Ferndale Avenue, Youngstown, OH 44511

PERMANENT PARCEL NO. 53-125-250.00

The Plaintiff further alleges that by reason of the default of the Defendant obligors in the payment of said Note according to its tenor, the conditions of said Mortgage Deed have been broken and the same has become absolute.

Plaintiff prays that the Defendants named above be required to answer and set forth their interest in said real estate, or be forever barred from asserting the same, for foreclosure of said mortgage, marshalling of liens, and the sale of said real estate, and the proceeds of said sale applied to the payment of Plaintiff‘s claim in the proper order of its priority, and for such other relief as is just and equitable.

The Defendants named above are required to answer on or before the 28th day of August, 2002.

WELTMAN, WEINBERG &

REIS CO., L.P.A.

BY:  LINDA J. HABINAK

Attorney for Plaintiff.

Jun 26; Jul 3,10,17,24,31, 2002  02-02284