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LEGAL NOTICE

GREGORY M. WHEELER

ATTORNEY AT LAW

SANDHU LAW GROUP, LLC

1213 Prospect Ave., Suite 300

Cleveland, OH 44115

Telephone: 216-373-1001

IN THE COURT OF

COMMON PLEAS,

MAHONING COUNTY, OHIO

120 Market Street

Youngstown, Ohio 44503-1751

Case No. 2025 CV 01393

PENNYMAC LOAN SERVICES, LLC

PLAINTIFF,

VS.

WILLIAM E. RICHARDS, III, ET AL

DEFENDANTS.

Renee Doe, Name Unknown, Unknown Spouse, if any, of William E. Richards III, whose last known address is 105 Helena Drive, Struthers, Ohio 44471, and Unknown Heirs at Law, Devisees, Legatees, Executors, and Administrators of William E. Richards III, whose last known address is unknown, and who cannot be served, will  take notice that on the 29th day of May 2025, Plaintiff, filed a Complaint for Foreclosure and other Equitable relief in the Mahoning County Court of Common Pleas, Mahoning County, Ohio, Case No. 2025 CV 01393 against Renee Doe, Name Unknown, Unknown Spouse, if any, of William E. Richards III, Unknown Heirs at Law, Devisees, Legatees, Executors and Administrators of William E. Richards III, and others as Defendants, alleging that, William E. Richards, deceased, is in default for all payments from December 1, 2024; that on March 7, 2022, William E. Richards III, deceased, executed and delivered a certain Mortgage Deed in which said Defendant agreed, among other things, to pay the Note and to comply with all of the terms of the Mortgage Deed hereinafter described, which Mortgage Deed was filed in the Recorder's Office of Mahoning County, Ohio on March 7, 2022, recorded in Instrument No. 202200005285 that, further, the balance on the Note is $128,306.68 with interest at the rate of 3.8750% per annum from December 1, 2024; that to secure the payment of the Note, executed and delivered a certain Mortgage Deed to and thereby conveying, in fee simple, the following described premises:

PERMANENT PARCEL NO.: 38-012-0-235.000

COMMONLY KNOW AS: 105 Helena Drive, Struthers, Ohio 44471.

and further alleging that the aforesaid Mortgage is a valid and subsisting first and best lien upon said premises after the lien of the Treasurer; that the Note is in default, whereby the conditions set forth in the Note and Mortgage have been broken, that the Mortgage has become absolute and that Plaintiff is entitled, therefore, to have the Mortgage foreclosed, the premises sold, and the proceeds applied in payment of Plaintiff's claims; that the Defendants, Renee Doe, Name Unknown, Unknown Spouse, if any, of William E. Richards III, Unknown Heirs at Law, Devisees, Legatees, Executors and Administrators of William E. Richards III among others, may have or claim to have some interest in or lien upon said premises; that all of the Defendants are required to set forth any claim, lien or interest in or upon the premises that he, she, or it may have or claim to have or be forever barred therefrom; that Plaintiff's Mortgage be declared to be a valid and subsisting first and best lien upon said premises after the lien of the Treasurer, if any, that its Mortgage be foreclosed; that all liens be marshaled; that the equity of redemption of all Defendants be forever cut off, barred, and foreclosed; that upon the sale of said premises the proceeds be paid to Plaintiff to satisfy the amount of its existing lien and the interest, together with its disbursements, advancements, and costs herein expended; and for such other and further relief to which is may be entitled in equity or at law.

Defendants are further notified that they are required to answer the Complaint on or before the 23rd day of September, 2025 which includes twenty-eight (28) days from the last publishing, or judgment may be rendered as prayed for therein.

GREGORY M. WHEELER, (#0101329)

Attorney for Plaintiff.

Aug 12, 19, 26, 2025

25-00458